Long-term Care

Long-term care insurance helps to provide for the cost of long-term care beyond the predetermined period covered by health insurance, disability insurance, Medicare, or Medicaid.

Individuals who require long-term care (LTC) are generally not sick in the traditional sense, but rather are unable to perform the basic activities
of daily living, such as dressing, bathing, eating, using the toilet,
getting in and out of a bed or chair, and walking. In some cases, such LTC is administered over the short term as a patient recovers from an accident, surgery, or illness.

Learn more about the features and benefits of LTC insurance.